Mobile Banking Privacy Policy

WHY?

The mobile application requests access to information stored on your device such as location, camera, contacts, images, or other features you are enrolled in to enrich and simplify your own user experience and improve our services, as well as provide additional security to protect your account.

WHAT?

It is important for you to understand that:    

• Before granting access to this information, you will be prompted to give the application that permission.
• If you do not wish to grant that permission, you may decline.
• If you later change your mind, those permissions can be updated in your device's settings.

Some examples of information your app will request access to are:

• Location - Your location is used to prevent fraudulent activity and to display locations near you.
• Contacts/Contact Lists - Allowing access lets you add contacts to use with features that allow you to send money via your mobile app. We will only add the contacts you choose, and that information will not be shared.
• Camera/Images - This app uses your camera to capture check images, take picture of receipts, scan ID, scan authorized QR codes and to conduct video chat.

HOW?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
 

The application information is retained in accordance with state and federal record retention laws. Please contact us to determine specific timeframes for your personal stored information and if that information may be deleted.

How the App collects Personal Information.

We collect only the necessary personal and financial information required to provide you with our mobile banking services. This includes your name, contact details, account information, and transaction data. We do not share this information with any third parties without your explicit consent.

Types of Personal Information the App collects.

Personal information may include your name, address, social security, telephone number, email address, and other credentials.

We may also collect electronic information such as geolocation, IP address of your device, information on your operating system and additional information associated with your device.

How the app shares Information.

If we integrate with third-party services, we will notify you and seek your consent before sharing any of your data with them.

Any children's online privacy protection.

Our mobile banking services are not intended for use by children under the age of 18. We do not knowingly collect personal information from minors without parental consent.

Updates and Changes.

Our Mobile Banking Privacy Policy may be updated from time to time to reflect changes in our practices on regulatory requirements. Any significant updates will be communicated to you through our mobile app or other designated channels.

Questions?

Please contact Security Bank USA at 218-751-1510 regarding questions about the information included in this Mobile Privacy Disclosure or questions about this application.

You can also access the bank's full Privacy Policy at https://www.securitybankusa.bank/privacy-policy.