Money Market Rates IRA CD Rates CD Rates Savings Rates HSA Rates Checking Rates
Rates current as of November 6, 2024
Security BankUSA Money Market Account Rates
| Minimum Balance | Interest Rate | APY** |
|---|---|---|
| $200,000 - $999,999,999.99 | 1.85% | 1.87% |
| $100,000 - $199,999.99 | 1.30% | 1.31% |
| $25,000 - $99,999.99 | 1.15% | 1.16% |
| $10,000 - $24,999.99 | 0.95% | 0.95% |
| $1,000 - $9,999.99 | 0.90% | 0.90% |
$10,000 minimum deposit to open a tiered Security BankUSA Money Market account
IRA Certificate of Deposit Rates
| Term | Minimum Balance | Interest Rate | APY* |
|---|---|---|---|
| 12 Months |
$500 - $9,999.99 $10,000 - $24,999.99 $25,000 - $999,999,999.99 |
3.63% 3.78% 3.88% |
3.68% 3.83% 3.94% |
| 18 Months |
$500 - $9,999.99 $10,000 - $24,999.99 $25,000 - $999,999,999.99 |
3.50% 3.70% 3.80% |
3.55% 3.75% 3.85% |
| 30 Months |
$500 - $9,999.99 $10,000 - $24,999.99 $25,000 - $999,999,999.99 |
3.15% 3.40% 3.50% |
3.19% 3.44% 3.55% |
| 36 Months |
$500 - $9,999.99 $10,000 - $24,999.99 $25,000 - $999,999,999.99 |
3.10% 3.35% 3.45% |
3.14% 3.39% 3.49% |
| 48 Months |
$500 - $9,999.99 $10,000 - $24,999.99 $25,000 - $999,999,999.99 |
3.05% 3.30% 3.40% |
3.09% 3.34% 3.44% |
| 60 Months |
$500 - $9,999.99 $10,000 - $24,999.99 $25,000 - $999,999,999.99 |
2.95% 3.20% 3.30% |
2.98% 3.24% 3.34% |
Penalty may be imposed for early withdrawal
Variable Rate IRAs: 3.00% interest rate / 3.04% APY*
Certificate of Deposit Rates
| Term | Minimum Balance | Interest Rate | APY* |
|---|---|---|---|
| 91 Days |
$500 - $9,999.99 $10,000 - $24,999.99 $25,000 - $999,999,999.99 |
4.00% 4.20% 4.30% |
4.06% 4.27% 4.37% |
| 182 Days |
$500 - $9,999.99 $10,000 - $24,999.99 $25,000 - $999,999,999.99 |
3.85% 4.10% 4.20% |
3.91% 4.16% 4.27% |
| 12 Months |
$500 - $9,999.99 $10,000 - $24,999.99 $25,000 - $999,999,999.99 |
3.63% 3.78% 3.88% |
3.68% 3.83% 3.94% |
| 18 Months |
$500 - $9,999.99 $10,000 - $24,999.99 $25,000 - $999,999,999.99 |
3.50% 3.70% 3.80% |
3.55% 3.75% 3.85% |
| 24 Months |
$500 - $9,999.99 $10,000 - $24,999.99 $25,000 - $999,999,999.99 |
3.25% 3.50% 3.60% |
3.29% 3.55% 3.65% |
| 30 Months |
$500 - $9,999.99 $10,000 - $24,999.99 $25,000 - $999,999,999.99 |
3.15% 3.40% 3.50% |
3.19% 3.44% 3.55% |
| 36 Months*** |
$500 - $9,999.99 $10,000 - $24,999.99 $25,000 - $999,999,999.99 |
3.10% 3.35% 3.45% |
3.14% 3.39% 3.49% |
| 48 Months*** |
$500 - $9,999.99 $10,000 - $24,999.99 $25,000 - $999,999,999.99 |
3.05% 3.30% 3.40% |
3.09% 3.34% 3.44% |
| 60 Months*** |
$500 - $9,999.99 $10,000 - $24,999.99 $25,000 - $999,999,999.99 |
2.95% 3.20% 3.30% |
2.98% 3.24% 3.34% |
*APY Annual Percentage Yield.**Interest Rate and APY may change after account is opened. Fees may reduce earnings certificate. Contact an employee for further information regarding applicable fees, terms and conditions. Interest rate is paid on the entire balance.
***36, 48, & 60 Month Certificate of Deposit are option CDs, which allows you to change the rate once during the term of the certificate. Contact a Personal Banker for further information regarding applicable fees, terms, and conditions. Interest rate is paid on the entire balance.
Security BankUSA Savings Account Rates
| Minimum Balance | Interest Rate | APY* |
|---|---|---|
| Passbook Savings**1 | 0.80% | 0.80% |
| Christmas Club Savings**2 | 0.70% | 0.70% |
| Money Market**3 | 0.90% | 0.90% |
Health Savings Account Rates
| Minimum Balance | Interest Rate | APY** |
|---|---|---|
| $25,000 - $999,999,999.99 | 1.75% | 1.76% |
| $5,000 - $24,999.99 | 1.70% | 1.71% |
| $2,500 - $4,999.99 | 1.55% |
1.56% |
| Less than $2,500 | 1.40% | 1.41% |
Security BankUSA Checking Account Rates
| Minimum Balance | Interest Rate | APY** |
|---|---|---|
| Simply Free**1 |
N/A |
N/A |
| eFree**4 |
0.70% |
0.70% |
| Secure Plus**1 (Balance Requirements Below) | ||
| $200,000 - $999,999,999.99 |
1.85% |
1.87% |
| $100,000 - $199,999.99 |
1.30% |
1.31% |
| $25,000 - $99,999.99 |
1.15% |
1.16% |
| $10,000 - $24,999.99 |
0.95% |
0.95% |
| $1,000 - $9,999.99 |
0.90% |
0.90% |
| $500 - $999.99 |
0.70% |
0.70% |
*APY Annual Percentage Yield. All Annual Percentage Yields are figured on $1,000.00 balance.
** Interest Rate and APY may change after account is opened. Fees may reduce earnings.
Minimum balance to open account: 1 $100.00; 2 $5.00.
Minimum balance to earn APY: 3 $1,000.00; 4 $500.00
Posted rates are applicable to the Bemidji area.
Contact a Personal Banker for further information regarding additional rates, applicable fees, terms, and conditions.