Consumer Loans

Personal Lending Solutions Built For You

Many of life's biggest moments require more money than you have on hand. With a consumer loan from Security Bank^USA, you can work with a lending partner you trust for those big moments. Our consumer loan solutions offer competitive rates and can be used for a wide range of purposes, including home renovations, purchasing a new vehicle, financing college tuition, and much more. If you're ready to apply for a consumer loan at Security Bank^USA, click the buttons below to complete our consumer loan application or speak with a member of our lending team in Bemidji, Minnesota.

Consumer Loan Application Meet Our Team

Our Consumer Loan Offerings

Home Equity Loans

Use your home's built up equity to provide some financial flexibility. We offer home equity loans that can be used to make improvements to your home, consolidate debt, or cover an unexpected expense. Home equity loans provide you the full amount of the loan up front with a fixed rate.

Installment Loans

Installment loans are a great option or borrowers looking for a traditional consumer loan solution. These loans can be used to purchase a new vehicle, fund a family vacation, pay for your child's wedding and more. Installment loans offer a fixed rate throughout their entire term.

Guilt-Free Loans

Say goodbye to the stress of overdrafts and returned checks by choosing a guilt-free loan designed to empower you while safeguarding your financial stability. With competitive rates and easy repayment plans, guilt-free loans offer a worry-free solution to keep your finances on track.

Consumer-Loans-/-Personal-Banking
Consumer Loans / Personal Banking
Melissa Vacek

Director of Retail

Business Banking Officer

NMLS: 784922

Division: Consumer Loans / Personal Banking

Phone: (218) 444-1585

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Samantha O'Beirne
Director of Personal Banking, Consumer Lender
NMLS: 1658092

Division: Consumer Loans / Personal Banking

Phone: (218) 444-1588

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Isabelle Petrie

Personal Banker

Consumer Lender

Division: Consumer Loans / Personal Banking

Phone: (218) 444-1571

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Kathy Oelke

Personal Banker

Division: Consumer Loans / Personal Banking

Phone: (218) 444-1590

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Tom Vanasse

Indirect Lending

Collections Manager

Division: Consumer Loans / Personal Banking

Phone: (218) 444-1797

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Brenda Mikesh

Consumer Loan Support / Administrative Assistant

Division: Consumer Loans / Personal Banking

Phone: (218) 444-1570

Contact Me