SBA Loans

SBA 7(a) Loan Program

The SBA 7(a) Loan is the most popular SBA loan program, offering versatile financing for a wide range of business needs. Whether you're acquiring a business, purchasing real estate, or funding working capital, this loan provides:

• Lower down payments
• Longer repayment terms
• Flexible collateral requirements
• Fixed or variable interest rates 

SBA 7(a) Loans are ideal for business expansion, equipment purchases, inventory additions, working capital, and more.

SBAExpress Loan Program

Need faster access to capital? The SBAExpress Loan offers a streamlined application process and quicker turnaround times, making it a great option for businesses that need funding fast.

• Loan amounts up to $500,000
• Accelerated approval process
• Flexible use of funds

These loans are ideal for short-term working capital, equipment purchases, or business lines of credit.

SBA Veterans Advantage Program

We proudly support veteran-owned businesses through the SBA Veterans Advantage Program. This initiative offers reduced fees and favorable terms to help veterans succeed in their entrepreneurial ventures to establish a new business or grow their existing business. This program offers:

• Reduced guaranty fees
• Access to capital with flexible terms
• Support for both startups and existing businesses

SBA 504 Loan Program

The SBA 504 Loan is designed for long-term, fixed-rate financing for major fixed assets. This program is perfect for businesses looking to invest in their future through property or equipment purchases.

• Low down payments (as little as 10%)
• Long-term, fixed-rate financing
• Designed for job creation and economic development

SBA 504 Loans are designed for commercial real estate purchases, construction, and large equipment acquisitions.