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Savings Accounts

Savings Accounts

Saving money is a valuable skill that requires the right tools in your financial toolbox. Security BankUSA allows you to choose from savings accounts that will allow you save your way, no matter what your savings goal is. Whether you want a traditional savings account to save for a rainy day, a CD account to focus your savings strategy, or a retirement account to save for when your working days are over, we give you plenty of choices. You can compare your savings options below. If you're ready to open an account, please click the button below.

Compare Savings Accounts CD Accounts Retirement Accounts

Health Savings Accounts Apply for a new Savings Account


Compare Savings Accounts

Account TypeOpening DepositMinimum Balance to Avoid Service ChargesMonthly Service ChargeOpen an AccountView Rates
Personal Savings*$100$100$1 if balance
below $100
Apply NowView Rates
Minor Savings*$25$0$0Apply NowView Rates
Money Market Savings Account*$1,000$1,000$6 if balance
below $1,000
Apply NowView Rates
USA Money Market Account*$10,000$1,000$10 if balance
below $1,000
Apply NowView Rates

Personal Savings*: Four withdrawals allowed per month – more than four are .25 cents each. Interest compounded semi-annually.

Minor Savings*: A FREE savings account for minors, up to age of 18, then converts to Passbook Savings. Interest compounded semi-annually.

Money Market Savings Account*: Traditional Money Market Deposit Account. Open with a $1,000 minimum opening balance and maintain $1,000 minimum balance to avoid service charges. Interest compounded and credited monthly.

USA Money Market Account*: Tiered Money Market Deposit Account. Open with a minimum opening balance of $10,000 and a minimum balance of $1,000. Interest compounded and credited monthly.

* Fees could reduce earnings on accounts. Interest rates may change on account after opening.


Certificates of Deposit

Security BankUSA pays competitive interest rates on CDs and are insured to $250,000 by the FDIC. Security BankUSA CDs offer several features that include:

  • Terms ranging from 91 days to 60 months
  • Minimum deposit of $500
  • Tiered rates based on balance and term

Early withdrawals are subject to penalty. Call toll-free for current rate quotes: 1-888-761-5879 or click the button below to view our current CD rates.

View Rates

IRA Accounts*

When will you be able to retire? How much are you saving for your retirement right now? If you don't know the answer to these questions, opening a retirement account at Security BankUSA is a great place to start. We'll help you choose the right retirement account that will allow you to execute your retirement saving strategy. We offer retirement accounts that include: 

  • IRA Variable
  • Roth IRA
  • Education Savings

View Rates

*For disclosure of interest rates, compounding and crediting and other balance information, contact one of our personal bankers at (218) 751-1510. All accounts can be accessed day and night with our online banking or 24-Hour Telebanking.

Health Savings Account*

Health savings accounts are for individuals and families covered by high-deductible health insurance plans.

  • No set up fee
  • $100 minimum deposit
  • $25.00 transfer out fee
  • $25.00 early closing fee
  • E-statement
  • Checks or debit card
  • Pays interest at a variable rate

View Rates

* Interest rate and fees may change after account is opened. Fees may reduce earnings.